To help identify vendors that can assist you with your OFX implementation, we have asked OFX solution providers (those with a proven, developed OFX solution) to submit a vendor profile that describes their company and the type of OFX support it provides.

Please note, although we are providing these vendor profiles for your review, we do not recommend nor endorse any particular OFX solution provider.

Click on an OFX solution provider below to learn more about how they can assist your company with your OFX implementation plans.

Note: For updates and changes please contact ofxinfo@ofx.net.

COMPANY DESCRIPTION

Since 1984, Access Softek, Inc. has provided software development solutions to leading companies in the U.S., Europe and Asia including Microsoftâ Corporation, Adobe Systems Inc., and OmniSky Corporation. Access Softek is a privately-held, company that is home to a team of highly skilled designers, artists, developers, and testers working out of vhe company’s Berkeley headquarters, the New York project office, and Moscow. Access Softek is large enough to satisfy your needs for complex projects, yet small and flexible enough to precisely meet all your demands.

OFX SOLUTIONS

Access Softek's Open Financial Exchange (OFX) server and client solution is the best and most cost-effective solution to service OFX requests for financial services. It is the most complete solution for management and administration of financial institutions' customers using OFX. We have strong relationships and established strategic alliances with a range of technology leaders that allow us to provide such comprehensive technology.

OFX Server

Access Softek provides development, planning and implementation support for OFX servers. We offer the best tools available for turning the OFX server into a component of a CRM solution. We also have the best and most flexible pricing of any comparable OFX server, ranging from a one-time fee to a per-user billing arrangement. Below are some of the strongest features of our product:

• Fully secure with support for 128-bit encryption
• Connectivity to a wide range of back-end systems
• Integrated transaction logging and monitoring
• The most powerful and feature-rich tool for administration, monitoring, and analysis
• Support for multiple financial institutions (Service Bureaus)
• Data mirroring for high reliability
• Support for data mining, CRM, and targeted marketing

OFX Client Software

Access Softek offers all forms of financial institutions a cost-effective, outsourced service, branded in the institution's name, which enables them to provide Internet-based banking to their individual and commercial customers. Our focus is to provide OFX custom development for integration to the backend data processing, but our experience with different areas of OFX development allows us to consult in all phases of your project.

Our OFX-based systems offer transactional information exchange with any OFX server, and integrate seamlessly with MSFT Money, Intuit’s Quicken, and other OFX-compliant PFM applications. Our services in the realm of financial transactional transfer also extend beyond OFX to QIF download, screen scraping, and scripting, so that our client software can support the majority of financial institutions that offer data import.

Services

We offer professional software engineering and consulting services across a broad range of platforms and Internet technologies, so our expertise lies in customizing our services for our clients to ensure their satisfaction. We offer a variety of professional services to help our customers integrate OFX services into their existing environment. Additionally, our domain knowledge and experience of working with financial institutioms enables us to understand the requirements and priorities of our clients.

Our QA test team is a well-rounded group of experts, highly experienced in the areas of financial technology, with the necessary test tools to test your server/client setup efficiently and quickly, to get you up and running as soon as possible at minimal cost to you. We also provide assistance in OFX Server certification, which can otherwise be a long and time-consuming process.

Contact: Chris Doner,!CEO Access Softek Phone: (510) 848-0606 x 202 Email: sales@accesssoftek.com Web site: http://www.accesssoftek.com

COMPANY DESCRIPTION

Avolent is the leading provider of standards-based software solutions for Electronic Bill presentment and Payment (EBPP), Electronic Invoice Presentment and Qayment (EIPP) and Interactive Customer Care (ICC). Avolent’s BizCast™ software provides benefits to all parts of the business-to-business delivery chain — including billers, payers, service providers, exchanges and financial institutions. Through a unique, data-centric approach, BizCast automates the entire “invoice to pay” process by helping businesses present, route, reconcile, dispute, analyze and pay invoices online. The company’s modular BillCast™ software suite enables relationship-centric billers to deploy secure, scalable solutions for personalized billing, statement presentment, payment and service delivery that increase the value of each customer interaction.

Founded in 1995 and headquartered in San Francisco, Avolent helped pioneer the Open Financial Exchange (OFX) standard for online bill presentment and the thin consolidator model, and continues to champion open standards.

In January 2001, Avolent finalized its acquisition of Solant, a pioneer in the integration of advanced business-to-business and business-to-consumer EBPP and ICC applications. Avolent’s customers are some of the largest billing organizations and service providers in the industry, including AT&T, CyberBills, DotsConnect, Intuit, MasterCard, Metavante, Nuvox Communications, Spectrum, Wells Fargo and YourAccounts.Com. For more information, please visit www.avolent.com or call (415) 553-6400.

OFX SOLUTIONS

Avolent provides a complementary suite of products for distribution and aggregation of bill data, meeting the needs of Billers/BSPs and CSPs. The Avolent Distribute product is a fully functional and proven OFX server for use by Billers and BSPs. Distribute implements a full set of OFX-PRES and OFX-PAY message transactions. The Avolent Aggregate product is the complementary OFX client product for use by any CSP that wishes to connect to a biller, BSP or Switch-Network to send requests and aggregate responses.

Both the Distribute product and the Aggregate product are capable of handling OFX, and capable of handling communications with multiple end-points within a single application instance. This allows service-providers to separate their technology buying decisions (product) from their business decisions (whom to partner with for bill presentment and payment).

These stand-alone products run seamlessly when implemented directly with the Avolent BillCast and BizCast product suites, or when integrated with an existing EBPP or CSP solution. Security is a key issue in this arena, so 128-bit SSL encryption and secure digital certificates are utilized to ensure the integrity of your data, as well as the integrity of the source and destination of your data.

100% standards-compliancy means added assurance that both Distribute and Aggregate will be entirely interoperable with other standards-compliant systems. In the event that one of your partners is not fully compliant, you also have the ability to modify or add transactions to your transaction set. This means that you will always be able to maintain interoperability with your business partners.

The Distribute and Aggregate products facilitate the implementation of the Thin Consolidator model through the use of the Open Financial Exchange (OFX) standard. The Thin Consolidator approach allows billers to ensure customer privacy and retain control of the customer's interaction with bill detail, while enabling consumers to receive bills through their choice of consolidators. Bill summaries can be aggregated at any CSP, such as home banking Web sites, portals, and personal financial managers as well as through the biller’s own web site.

Contact: Jeffrey Bilbrey Phone: (303) 583-3134 Email: JBilbrey@Avolent.Com Web site: http://www.Avolent.com

COMPANY DESCRIPTION

Our clients turn to us to help them generate more revenue through:

• Seamlessly integrating their financial information flows
• Processing financial transactions with unparalleled OFX expertise
• Adapting our proven approaches and methodology to their business needs

Let our unmatched innovation fuel your success

Diginexus has had the leadership presence in Open Financial Exchange (OFX) integration, development and certification space since 1998. As an industry pioneer, Diginexus built one of the first NFX servers for E*Trade Bank and later developed an open-standards-based EBPP solution for Princeton eCom and Intuit. This latest project marked the development of the first real-time online authentication process, again establishing Diginexus as the innovator among financial technology services firms.

OFX SOLUTIONS

We, at Diginexus, are the OFXperts. As pioneers in the industry, Diginexus has developed a rock-solid, proven framework to OFX solutions...a framework that is designed to help our clients through the process of implementation and certification, tailored for each implementation's business needs. Diginexus' framework builds on our experience in successfully certifying complex implementations with Intuit. From pioneering with E*Trade Bank (formerly Telebank) to the innovation required for the Princeton eCom/Intuit endeavor, Diginexus has led the way in OFX.

Diginexus' OFX services include:

• Establishing business case and benefits analysis of OFX, specific to each business
• Establishing specific business requirements
• Recommending server platforms based on business case
• Design and development of OFX-based systems with attendant support systems
• Integration of OFX systems to existing backend systems
• Successfully certifying clients with Intuit and Microsoft
• Knowledge transfer and transition, if desired

Diginexus. We Engineer Success

Contact: Dejay Clayton Phone: (215) 545-6420 x168 Email: dclayton@diginexus.com Web site: http://www.diginexus.com

COMPANY DESCRIPTION

Cardinal Solutions is a leading provider of business and technical solutions to the Financial Services industry. Cardinal currently offers fully outsourced solutions and custom application development services to large national, superregional and regional banking and financial services clients. Cardinal combines project management excellence, industry focus and technical expertise to deliver technology-enabled solutions. Cardinal Solutions deploys highly motivated cross-functional teams to tackle Financial Service industry business challenges though all phases of the system development lifecycle.

OFX SOLUTIONS

Cardinal Solutions has developed an OFX server solution delivering banking and bill payment services that support connectivity with Quicken and QuickBooks.

Services provided by the OFX solution include:

• Profile support to communicate the capabilities of the server
• User authentication
• Account information for automated account detail setup in the PFM
• Statement transaction download for Checking, Savings, and Credit Card accounts
• Statement closing download for Credit Card accounts
• Intrabank funds transfer
• Single and recurring payments
• Payee management
• Investment account support

Key technical features of the OFX Server application include:

• Security – Secure Sockets Layer (SSL), the standard for secure communications over the Internet, provides server authentication, data encryption, and message integrity.
• Full synchronization – Provides error recovery and allows the use of multiple delivery channels (e.g. Internet Banking, ATM, voice response).
• Auditing – Captures details of all OFX activity to aide in customer support, metric reporting, and security.

Contact: Mike York Phone: (513) 984-6700 Email: myork@cardinalsolutions.com Web site: www.cardinalsolutions.com

OFX SOLUTIONS

Corillian, which is now a part of Fiserv, partnered with Intuit and Microsoft to pioneer OFX, and the leadership is apparent in the Corillian OFX Server, which features full synchronization on the industry's most scalable and highest-performance platform. The Corillian OFX Server allows financial institutions to leverage OFX protocol connectivity to access a wide variety of information and data sources through a combination of extensive protocol support and a robust, scalable architecture.

Contact: Steve Shaw Phone: (503) 746-0786 Email: ebankinginfo@checkfree.com Web site: www.checkfree.com

COMPANY DESCRIPTION

Fiserv, Inc. (NASDAQ: FISV), a Fortune 500 company, provides information management and electronic commerce systems and services to the financial and insurance industries. Leading services include transaction processing, outsourcing, electronic bill payment and presentment, investment management solutions, business process outsourcing (BPO), software and systems solutions. Headquartered in Brookfield, Wis., the company is the leading provider of core processing solutions for U.S. banks, credit unions and thrifts. Fiserv was ranked the largest provider of information technology services to the financial services industry worldwide in the 2004, 2005 and 2006 FinTech 100 surveys. In 2007, the company completed the acquisition of CheckFree, a leading provider of electronic commerce services. Fiserv reported nearly $4 billion in total revenue from continuing operations for 2007. For more information, please visit www.fiserv.com.

OFX SOLUTIONS

Corillian, which is now a part of Fiserv, partnered with Intuit and Microsoft to pioneer OFX, and the leadership is apparent in the Corillian OFX Server, which features full synchronization on the industry's most scalable and highest-performance platform. The Corillian OFX Server allows financial institutions to leverage OFX protocol connectivity to access a wide variety of information and data sources through a combination of extensive protocol support and a robust, scalable architecture.

Contact: Steve Shaw Phone: (503) 746-0786 Email: ebankinginfo@checkfree.com Web site: www.checkfree.com

COMPANY DESCRIPTION

Marketware International develops software solutions for the financial community. Providing state-of-the-art on-line transaction processing systems and client/server financial applications, Marketware International supports a financial firm’s ability to more efficiently extend the reach of market information to its professionals and customers. Several large brokerage and banking institutions in the U.S. and Canada are already benefiting from the broad family of products offered by Marketware International.

OFX SOLUTIONS

Marketware International was one of the original vendors to offer an OFX server since 1999. Personal Financial Management applications currently supported include Intuit’s Quicken, Microsoft’s Money and Yahoo. A complete set of OFX investment transactions is supported and includes:

• Positions, Balances, Transaction activity such as trades, dividends, interest information, etc.
• Security information, Account information, Sub-Accounts
• Money Market Funds, Tax Forms download, FI information, User authentication and password maintenance

EASE OF INTEGRATION AND SEAMLESS INFORMATION

Installation of the OFX Server provides a three-tiered architecture for the management and control of transactions. First, business rules and processes can be specified to administer and control access (a browser base application that permits client administrators to manage the OFX users, user’s account linkage, entitlements etc.) Second, Marketware International’s Transaction Services Platform (TSP) supports access to as many information sources as necessary to provide the unformatted data required. Third, integration and formatting of the data by the OFX Server establishes the information required.

The OFX Server platform has been designed to support a 24 hour-per-day, 7 day-per-week processing environment. In addition, the platform is scaleable and provides for load balancing as the number of users and their activity increases. The OFX Server also provides a secured environment using SSL and encryption technology.

The OFX Server provides for the seamless flow of information from source to requestor. Information required by the Personal Financial Management application may require retrieval from multiple diverse repositories including those from legacy systems.

Because of the architecture and design methodology (e.g., shared, centralized code) new interfaces can be developed quickly. Links to back office providers (e.g., Automatic Data Processing or ADP) can also be made available. The OFX Server from Marketware International provides a stable and responsive platform without the need for lengthy internal development or ongoing maintenance and enhancement.

Contact: Jose Pierre Phone: 732-332-1600 X19 Email: jose@marketware.net Web site: http://www.marketware.net

COMPANY DESCRIPTION

Metavante Corp provides financial data processing, consulting, software and solutions for more than 2,000 financial service institutions worldwide. Metavante Corp's primary lines of business include:

• consumer/business electronic banking services
• electronic bill payment and presentment
• outsourcing of bank core processing services
• electronic fund transfer services
• licensed software
• professional services
• trust software and services
• branch automation
• CSF (custom document solution)
• item processing

OFX SOLUTIONS

Metavante Corp has certified the service bureau or outsourced style consumer and business electronic banking and bill payment services for Open Financial Exchange (OFX). This approach enables financial institutions to deliver online banking and bill payment directly to users of OFX enabled versions Intuit's Quicken® and QuickBooks®, as well as to the ability to offer bank branded Windows or Internet electronic banking products. The bank can now offer the end user a choice of delivery channels from a single provider.

Contact Phone: 800-822-6758 Contact Email: sales@metavante.com Web site: http://metavante.com

COMPANY DESCRIPTION

MShift, Inc. provides end-to-end solutions that enable financial institutions to rapidly “go wireless”. With MShift’s solutions, financial institutions can quickly and painlessly extend their services to mobile clients using WAP phones, Pocket PC’s, Palm OS devices, RIM pagers, iMode phones, voice-only phones, and other hand held devices.

MShift’s flagship product, MobileShift™ ACStar, enables the rapid extension to all mobile devices, of existing back-end business solutions such as banking, finance, ERP, CRM, and e-commerce applications. MobileShift™ ACStar seamlessly integrates with existing back-end applications such as OFX servers, relational database servers, web servers, XML, and other back-end systems. It supports a wide range of existing protocols and rapidly adds wireless access to these existing back-end applications.

MShift provides a wide range of solutions and services to meet each client’s unique requirements. Services include In-House solutions, ASP hosted solutions, and consulting services, including complete end-to-end development, testing, and deployment.

OFX SOLUTIONS

MobileShift™ ACStar interfaces directly with OFX servers on the back-end, extending its reach to all mobile devices including PDA’s (Pocket PC’s and Palm’s), cell phones (WAP, iMode, JPhone, Java, Brew, etc.), and pagers (RIM Blackberry).

By acting as a virtual OFX client, MobileShift™ ACStar enables financial institutions to rapidly and painlessly “go wireless”, extending their reach to the mobile world.

MShift, Inc. provides both, the application and the services that enable financial institutions’ customers’ to log into their account securely and check balances, transfer funds between accounts, pay bills, stop payment, etc, all from their mobile phones and PDA’s

Contact: Jacqueline Snell Phone: (408) 437-2740 Email: info@mshift.com Web site: www.mshift.com

COMPANY DESCRIPTION

For more than a decade /n Software inc. has established itself as a leading provider of cross-platform software components for communication, security, and e-business development. /n Software is committed to providing enterprise-class tools and components enabling developers to rapidly build robust Internet enabled web and desktop applications.

Software developers for nearly every Fortune 500 and Global 2000 company worldwide use /n Software's products to build powerful connected applications. All of our products are backed by an excellent record of accomplishment based on providing robust enterprise-class solutions backed by professional technical support.

OFX Solution:

The IBiz E-Banking Integrator consists of components that can access electronic bank, credit card, and investment transaction information and includes features like bank transfer and payment submission. These components enable application developers to build solutions which incorporate faster and more accurate transaction reconciliation, send instant transaction notifications, and fully 'close the loop' between payments and accounting.

Highlights:

• Easy-to-use API encapsulates all protocol logic and security for accessing transaction information.
• 128-bit strong SSL encryption keeps sensitive transaction information confidential.
• Retrieve OFX data directly from financial institutions or load OFX data from local files.
• Small and lightweight components with no dependencies on external libraries.
• Native development components for all supported platforms and component technologies.
• Components including BankStatement, CreditCardStatement, InvStatement, OFXAggregate, and FIProfile.
• Support for Bill Payment and Intra-Bank Transfers.
• Granular control of OFX parsing and message building.
• Batch message processing.
• Unlimited free Email technical support backed by an experienced & professional staff.
• Includes everything needed to rapidly add OFX capabilities to your web or desktop applications, including: extensive documentation, sample applications, integrated help, and much more!

Contact: /n Software 5007 SouthPark Drive, Suite 240 Durham, NC 27713 Phone: 800-225-4190 ; 919-544-7070 Fax: 919-287-2230 Email: sales@nsoftware.com Web: www.nsoftware.com

COMPANY DESCRIPTION

Muir Software has been building OFX Servers longer than anyone else. Our founder built the first OFX Server for Schwab back in 1997 and we've been building world-wide installations ever since. We build for large institutions, small institutions and even other OFX vendors.

We provide full-service integration as well as an off-the-shelf server for those financial institutions who prefer to integrate themselves.

Our mission has always been to provide premium OFX Server software products. Nothing else. Thus, we are able to focus our MOSS™ (Muir Ofx Server Solution) product on the following goals:

• High Configurability. You can choose any or all of the OFX functions to be included. Custom functions may also be added to support, e.g., wireless, trading, etc.
• Platform Independence. MOSS will run in your current environment, helping you avoid the usual integration headaches.
• Full Installation Support. Muir Software will work with your team to integrate the server into your existing environment.
• Off-the-Shelf Integration Support. If you prefer to integrate the OFX functionality yourself, Muir Software will be available to help in any way needed until you have accomplished your task.
• No Maintenance. Maintenance is required only if you decide to add enhanced functionality. Even if the OFX specification/version changes, it is likely that no maintenance will be required to enable the new specification.
• 24x7 Availability. No administrator is needed. No kidding.

Our web page provides more detail on the company and our products.

Should you require further assistance, please feel free to contact us; we look forward to hearing from you!

Contact: Cynthia Norman Phone: (415) 389-MUIR (6847) Email: info@muirsoftware.com Web site: www.muirsoftware.com

S1 Corporation



Vcominc



Viant



Virtual Communications, Inc.



USERS Incorporated



Safira Consultadoria